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Indiana driver guide · Michigan City Ford · Michigan City, IN
Indiana Points on Your License, Explained
Indiana adds points to your driving record for moving violations. Here is how the point system works, example point values, how long points stay active, and how a Driver Safety Program credit works, from the Indiana Bureau of Motor Vehicles (BMV).
0 to 10point range for Indiana violations
2 yearspoints stay active from the conviction date
4 pointscredit for a BMV-approved Driver Safety Program
6+ pointsdrivers 21+ take the knowledge exam to renew
The short answer
Indiana assigns 0 to 10 points for each moving-violation conviction, and points stay active for two years from the conviction date. Speeding 1 to 15 mph over the limit is 2 points, for example. A BMV-approved Driver Safety Program gives a 4-point credit once every three years.
How the Indiana point system works
Indiana law assesses a point value for each conviction of a moving violation, according to the Indiana Bureau of Motor Vehicles (BMV). The point value relates to how seriously the offense puts traffic safety at risk, and point values range from zero to ten depending on the violation. Points stay active on your driving record for two years from the conviction date.
From the BMV's Driver Safety Program page, read November 10, 2026.
Examples of Indiana point values
The Indiana Driver's Manual lists these examples. The BMV publishes the complete point value table, so check it for any violation not shown here.
| Violation | Points |
|---|---|
| 1 to 15 mph over the speed limit | 2 |
| 16 to 25 mph over the speed limit | 4 |
| 26 mph or more over the speed limit | 6 |
| Failure to use headlights | 2 |
| No brake or signal lights | 2 |
| Improper motorcycle headgear | 4 |
| Improper motorcycle passenger | 4 |
| Violation for hand-held device | 4 |
| Unsafe lane movement | 4 |
| Disregarding a stop sign or yield sign | 4 |
| Failure to yield to an emergency vehicle | 6 |
| Following another vehicle too closely | 6 |
| Driving while suspended | 8 |
| Speed contest on road | 8 |
From the Indiana Driver's Manual, Chapter 5 (BMV PDF), read November 10, 2026.
What points can lead to
A required Driver Safety Program
The BMV says drivers convicted of two or more traffic offenses within 12 months may be required to complete a BMV-approved Driver Safety Program (DSP). The BMV's DSP page says drivers under 21 are required to complete one if they are convicted of two or more traffic offenses.
A 90-day deadline
When the BMV requires a DSP, it mails a notice. The course must be finished within 90 days, or your driving privileges will be suspended until it is completed and processed.
A written test at renewal
If you are at least 21 and have six or more active points, the Driver's Manual says you must take the knowledge exam to renew your driver's license.
Proof of insurance
One reason the BMV may ask for proof of insurance is a pointable moving violation within one year of two other pointable moving violations.
From the BMV's Driver Safety Program and Proof of Financial Responsibility pages and the Indiana Driver's Manual, read November 10, 2026.
Taking a Driver Safety Program for a 4-point credit
Any Indiana driver can take a BMV-approved DSP course. The BMV applies a 4-point credit to your Indiana official driver record when you complete one. The credit can be applied only once every three years; if you complete another course, the credit period is extended for three years from the new completion date.
- Formats: classroom, DVD or online. All BMV-approved courses follow the same curriculum standards, last at least four hours, and are offered in English and Spanish.
- Cost: the BMV says the maximum cost of any BMV-approved DSP course is $55, paid by the driver.
- Approved providers only: the credit is applied only for courses from BMV-approved providers. A court may order a DSP of its own choosing, but the 4-point credit applies only to a BMV-approved course.
- Your record: a DSP does not remove a citation from your driver history; it adds the point credit. The BMV says to allow 7 to 10 business days for completion results to be processed, and its FAQ says the credit is applied within 7 to 14 business days of the BMV being notified.
From the BMV's Driver Safety Program page and the Indiana Driver's Manual, read November 10, 2026.
Keep your vehicle road-ready at Michigan City Ford
The Works® at Michigan City Ford includes a synthetic blend oil change, tire rotation and pressure check, brake inspection, Multi-Point Inspection, fluid top-off, battery test, and a filter, belts and hoses check. The Driver's Manual lists 2 points for no brake or signal lights, so it pays to keep them working.
Schedule service online and see our service specials first. Michigan City Ford is at 3930 Franklin St. in Michigan City. Get directions.
Michigan City Ford service hours
| Days | Hours |
|---|---|
| Mon-Fri | 7:30 a.m.-5:30 p.m. |
| Sat | 8 a.m.-3 p.m. |
| Sun | closed |
From Michigan City Ford's website, November 10, 2026. Holiday hours can differ.
Indiana license points FAQ
How long do points stay on your license in Indiana?
Points stay active on your Indiana driving record for two years from the conviction date, according to the BMV.
How many points is a speeding ticket in Indiana?
The Indiana Driver's Manual gives these examples: 2 points for 1 to 15 mph over the limit, 4 points for 16 to 25 mph over, and 6 points for 26 mph or more over.
What is the point range for Indiana violations?
The BMV says point values range from zero to ten, depending on the violation.
Can I take points off my Indiana driving record?
Completing a BMV-approved Driver Safety Program earns a 4-point credit on your Indiana official driver record, once every three years. It does not remove the citation from your driver history.
What happens with six or more points in Indiana?
If you are at least 21 and have six or more active points, you must take the knowledge exam to renew your driver's license, per the Indiana Driver's Manual.
Will a Driver Safety Program be required?
The BMV may require one if you are convicted of two or more traffic offenses within 12 months; the BMV's DSP page says drivers under 21 are required to after two or more convictions. It must be finished within 90 days of the BMV's notice.
Driving in Indiana?
Read our Indiana speed limits guide, or bring your vehicle to Michigan City Ford for a check.
Sources
Example point values are from the Indiana Driver's Manual (Chapter 5). The point range, how long points last, Driver Safety Program rules and renewal testing are from the Indiana BMV's Driver Safety Program and Proof of Financial Responsibility pages and the Driver's Manual, read November 10, 2026. Service details, address and hours are from Michigan City Ford's own website, checked the same day. Photo is illustrative.
- Driver Safety Program (point range and DSP), Indiana Bureau of Motor Vehicles (BMV), read November 10, 2026
- Indiana Driver's Manual, Chapter 5: Points, Suspension, and Insurance Requirements (PDF, file dated June 30, 2026), Indiana Bureau of Motor Vehicles (BMV), read November 10, 2026
- Proof of Financial Responsibility (insurance requirements), Indiana Bureau of Motor Vehicles (BMV), read November 10, 2026
- General service: The Works, Michigan City Ford, November 10, 2026
- Address and service hours (structured data), Michigan City Ford, November 10, 2026