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Indiana vehicle paperwork · Michigan City Ford · Michigan City, IN
Lost Your Indiana Car Title? How to Get a Duplicate
Can't find your title? Here is what the Indiana Bureau of Motor Vehicles (BMV) says about replacing a lost, stolen, damaged or illegible title, the ways to apply, and the rules for liens and electronic titles.
$15duplicate title fee by mail
+$25for a speed title
5 waysonline, branch, kiosk, PSP or mail
Form 205mail-in title application
The short answer
Replace a lost Indiana title by requesting a duplicate online at myBMV.com, at a BMV branch or kiosk, through a Partial Service Provider, or by mail with State Form 205 and $15. Bring an unexpired photo ID. The original title becomes void.
What a duplicate title is
The Indiana Bureau of Motor Vehicles (BMV) says a duplicate title is obtained when the original title has been lost, stolen, mutilated, destroyed or has become illegible. It is printed with the word "DUPLICATE" on its face.
When a duplicate title is issued, the original title becomes void. If you later find the original, the BMV says to destroy it so it cannot be used to sell or transfer the vehicle.
From the BMV's Duplicate Title Application page, read November 10, 2026.
Ways to get a duplicate title in Indiana
You must provide an unexpired photo ID, such as a driver's license, state-issued ID, school, military or work ID, passport, bank card, probation card or membership card. The BMV lists these options:
| Where | How |
|---|---|
| Online at myBMV.com | Log in to your myBMV.com account and go to the Titles section |
| BMV branch | Present your photo ID; having the vehicle's VIN is helpful |
| BMV Connect kiosk | Scan your ID and select Duplicate Title on the screen |
| Partial Service Provider (PSP) | Present your photo ID at one of the BMV's PSPs |
| U.S. Mail | Send the application, photo ID, any lien release and the fee (see below) |
From the BMV's Duplicate Title Application page, read November 10, 2026.
Applying by mail and the fee
To apply by U.S. Mail, the BMV says to send:
- A completed Application for Certificate of Title for a Vehicle (State Form 205), or State Form 38529 for a watercraft title
- An unexpired photo ID
- A lien release, if applicable
- A check, cashier's check or money order payable to BMV for $15.00 (add $25 for a speed title), or a completed Collection of Payment Form (State Form 56163)
The BMV notes that personal checks are not accepted with an out-of-state address. Mail to: Indiana Bureau of Motor Vehicles, 100 N. Senate Ave., Room N411, Indianapolis, IN 46204.
| Item | Fee |
|---|---|
| Duplicate title | $15.00 |
| Speed title | Add $25 |
From the BMV's Duplicate Title Application page, read November 10, 2026. These are state fees, not dealer prices.
Speed titles
A speed title is processed in a shorter period than the normal processing period. The BMV says speed titles go by FedEx Ground to an Indiana standard mailing address or an out-of-state address, and by USPS Priority Mail to an Indiana PO Box.
From the BMV's Speed Titles page, read November 10, 2026.
Liens and electronic titles
- No changes: a duplicate title transaction cannot change any information, including owners or liens. To get a title without a lien, the BMV says you need to process an amendment.
- Electronic titles: duplicate title transactions cannot be processed on an electronic title. Since July 1, 2025, Indiana customers can choose an electronic or paper title.
- Converting to paper: if no lien is listed, you can ask the BMV to convert an electronic title to paper at no added cost; the $25.00 speed fee applies only if you request a speed title.
From the BMV's Duplicate Title Application and Electronic Titles Overview pages, read November 10, 2026.
Getting ready to sell? Start at Michigan City Ford
The Works® at Michigan City Ford includes a synthetic blend oil change, tire rotation and pressure check, brake inspection, Multi-Point Inspection, fluid top-off, battery test, and a filter, belts and hoses check. If the duplicate title is for a sale or trade, a service visit can show what the vehicle needs first.
Schedule service online and see our service specials first. Michigan City Ford is at 3930 Franklin St. in Michigan City. Get directions.
Michigan City Ford service hours
| Days | Hours |
|---|---|
| Mon-Fri | 7:30 a.m.-5:30 p.m. |
| Sat | 8 a.m.-3 p.m. |
| Sun | closed |
From Michigan City Ford's website, November 10, 2026. Holiday hours can differ.
Indiana duplicate title FAQ
How do I replace a lost car title in Indiana?
Request a duplicate title online at myBMV.com, at a BMV branch, at a BMV Connect kiosk, through a Partial Service Provider, or by mail. You need an unexpired photo ID.
How much is a duplicate title in Indiana?
By mail, the BMV lists $15.00, plus $25 for a speed title.
What form do I need for an Indiana duplicate title by mail?
The Application for Certificate of Title for a Vehicle, State Form 205, along with an unexpired photo ID, any lien release, and payment or State Form 56163.
What happens to my original title after I get a duplicate?
The BMV says the original becomes void. If you find it, destroy it so it cannot be used to sell or transfer the vehicle.
Can a duplicate title remove a lien?
No. A duplicate title transaction cannot change owners or liens. To get a title without the lien, the BMV says to process an amendment.
Can I get a duplicate of an electronic title?
No. The BMV says duplicate title transactions cannot be processed on an electronic title. If no lien is listed, you can ask to have the electronic title converted to paper.
More Indiana vehicle paperwork
See our Indiana title and registration guide and what a salvage title means, or schedule service at Michigan City Ford.
Sources
Duplicate title options, fees, mailing address, speed title and electronic title details are from the Indiana BMV pages listed below, read November 10, 2026. Service details, address and hours are from Michigan City Ford's own website, checked the same day. Photo is illustrative.
- Duplicate Title Application, Indiana Bureau of Motor Vehicles (BMV), read November 10, 2026
- Speed Titles, Indiana Bureau of Motor Vehicles (BMV), read November 10, 2026
- Electronic Titles Overview, Indiana Bureau of Motor Vehicles (BMV), read November 10, 2026
- General service: The Works, Michigan City Ford, November 10, 2026
- Address and service hours (structured data), Michigan City Ford, November 10, 2026